Privacy Policy

1. About CalcPath and This Policy

CalcPath ("we", "us", or "the App") is a loan calculation utility that helps users estimate repayment amounts, interest costs, and related loan figures.

CalcPath is provided only as a calculation tool. It does not offer, arrange, approve, or facilitate real loans or other financial services.

This Privacy Policy explains what information may be handled when you use CalcPath, why it is needed, how locally stored calculation data is treated, and how account-related information may be deleted.

By using CalcPath, you acknowledge the practices described in this Privacy Policy.

2. Data Used by CalcPath

Mobile Phone Number

A mobile phone number is required for account registration and verification-code login.

We may use your mobile number to:

Send and verify login codes

Confirm account access

Help secure your account

Prevent unauthorized access

We do not use your mobile phone number for personalized advertising or unrelated promotional activities.

Calculation Data Stored on Your Device

CalcPath lets users enter loan-related values and generate estimated repayment results.

Calculation results and saved calculation history remain on your device.

This local information is used only to support calculation and history functions within CalcPath.

We do not upload your saved calculation results or calculation history to our servers.

You can remove locally stored information by deleting saved records, clearing the App's data, or uninstalling CalcPath.

Google Advertising ID

Where available through Android and Google Play services, CalcPath may access the Google Advertising ID (AD_ID).

We may use this identifier only for security-related purposes, including:

Supporting account protection

Detecting unusual or suspicious activity

Preventing fraud or misuse

Protecting the reliability of App services

The Advertising ID is not used by CalcPath for personalized advertising, targeted advertising, or advertising profiling.

Network and Technical Data

CalcPath connects to our systems for functions such as account registration, login verification, security checks, and service operation.

During these connections, limited technical information, including IP address and network connection information, may be processed.

This information may be used to:

Complete registration and login requests

Help protect account access

Identify abnormal activity

Prevent fraud or misuse

Maintain stable App operation

Diagnose technical problems

3. Why We Use This Information

Information described in this Privacy Policy may be used to:

Operate account registration and login

Verify access to an account

Maintain account security

Prevent suspicious or unauthorized activity

Support the normal operation of CalcPath

Maintain service stability

Resolve technical issues

Respond to user requests

Meet applicable legal or platform requirements

Loan calculation inputs, results, and saved calculation history that remain on the device are used only for CalcPath's calculation-related functions.

We do not sell personal information or use account-related information for unrelated advertising or marketing.

4. When Information May Be Disclosed

We do not sell or rent users' personal information.

Limited account or technical information may be disclosed only where reasonably necessary:

To comply with applicable laws or valid legal requests

To protect users, accounts, or CalcPath services

To investigate fraud, misuse, or security incidents

Loan calculations and calculation history stored locally on the user's device are not transferred to third parties through our servers.

5. Protecting Information

We use reasonable safeguards intended to protect account-related and technical information against unauthorized access, misuse, alteration, loss, or disclosure.

Reasonable security measures are used when information is transmitted between CalcPath and our systems.

Calculation results and history remain stored on the user's device and are also protected by the security features of the device and operating system.

No electronic storage or transmission method can provide absolute security.

6. How Long Information Is Kept

Account-related information is kept only for as long as reasonably necessary to:

Provide registration and login functions

Maintain account security

Prevent fraud or misuse

Handle user requests

Meet applicable legal requirements

When information is no longer needed for these purposes, it may be deleted or anonymized.

Locally stored calculation results and history remain on the user's device until they are removed by the user, App data is cleared, or CalcPath is uninstalled.

7. Account and Data Removal

Users may request deletion of their CalcPath account and eligible associated personal information by contacting:

Email: support@calcpath.top

We may ask for information such as the mobile phone number registered with the account to help confirm account ownership.

After the request is verified, eligible account information will be deleted or anonymized within a reasonable period.

Information that may be removed includes:

Registered mobile phone number

Account identification information

Other eligible account records

Because calculation results and saved calculation history are stored locally on the user's device, users can remove this local information by:

Deleting saved calculation records

Clearing CalcPath data through device settings

Uninstalling CalcPath

Certain limited information may be retained where reasonably necessary for legal compliance, fraud prevention, security investigations, dispute resolution, or protection of users and CalcPath services.

8. Your Data Choices

Users may contact us regarding eligible account-related personal information, including requests for access, correction, or deletion.

Where supported by Android, certain device identifiers, including the Advertising ID, may also be managed through device settings.

Privacy-related requests can be sent to:

Email: support@calcpath.top

To protect account information, we may request reasonable verification before completing a privacy request.

9. Children's Privacy

CalcPath is not intended to knowingly collect personal information from children in violation of applicable law.

If we learn that personal information from a child has been collected without any legally required authorization, we will take reasonable steps to remove it.

10. Updates to This Policy

We may update this Privacy Policy when CalcPath's features, technical practices, or applicable requirements change.

The current version will be made available through the App or another publicly accessible page provided for CalcPath.

11. Contact Us

For questions about this Privacy Policy, account information, privacy requests, or data deletion, contact:

Email: support@calcpath.top